Getting started
Do I have to give up originating mortgages?+
No. This is designed to sit underneath the book you already have. You keep originating — the recurring income is a layer added beneath your commissions, not a replacement for them.
What does it cost me to participate?+
There's no buy-in to read this or to participate. CRA carries the build cost and the operating risk of the platform. Your contribution is the introduction and your relationship capital — not money.
Do I need an insurance license?+
No. You're the introduction and the relationship, not the licensed writer. CRA handles the licensed work, the platform, onboarding, support, and billing.
How you get paid
How do I actually get paid?+
Two ways: a recurring monthly override on every subscriber to a niche SaaS platform you helped originate, and a recurring share of insurance commission on households you refer that renew each year. See the math →
How long until I see recurring income?+
Insurance referral income can begin as soon as a referred household binds and renews. A niche SaaS override builds over a ramp as the subscriber base grows; our illustrative examples use a 24-month ramp.
Can I build more than one niche?+
Yes. Each niche is an independent recurring position. The first teaches you the move; the second is easier because you have a track record. They stack alongside each other rather than replacing one another.
The niche & the fine print
What makes a good niche?+
A large, fragmented professional guild — thousands of solopreneurs, no dominant national brand serving them, and a genuine unmet need they'll pay for monthly. See the niches we build for →
What is a brand ambassador, and why do I need one?+
A respected insider within the niche who endorses the platform to their peers. Their credibility is why members say yes. Your job is to introduce them; theirs is to vouch for the platform.
Is the income guaranteed?+
No. Every figure on this site is illustrative, shown to explain the structure of the model. Real results depend on the niche, the brand ambassador's standing, and how the guild adopts.
What if I never send you a homeowners file?+
Completely fine. Homeowners referrals and the recurring offerings are independent. Clients are always free to place coverage anywhere, and you can participate whether or not you ever refer a single person.
Still have a question?
Call Jeff directly or start a conversation — no pitch, no pressure.