Last updated: June 2026
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Every dollar amount, percentage, subscriber count, and projection on this site is illustrative. The figures exist to explain the structure of the model. They are not offers, projections, or guarantees of income. Actual results depend on the niche, the brand ambassador's standing, how the guild adopts, premiums, carrier schedules, and policy retention, among other variables.
Homeowners insurance referrals and participation in CRA's recurring offerings are independent of one another. Clients are free to place coverage with any provider they choose, and a mortgage loan originator may participate in the recurring offerings whether or not they ever refer a homeowners client. Nothing here conditions one on the other.
A joint venture involves real effort, real relationship capital, and real variables. It is not costless or risk-free, and nothing on this site guarantees any particular outcome. This site is not legal, tax, insurance, or financial advice; consult your own professionals.
Any actual pricing, revenue share, override, or other arrangement is established directly with CRA in a separate agreement. Where that agreement and this site differ, the agreement controls.
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These terms are governed by the laws of the State of New Jersey, without regard to its conflict-of-laws rules.
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