Homeowners insurance referrals, the easy way
Every borrower you close needs homeowners coverage — a warm, natural handoff you're already positioned to make. Send the file, we quote it for closing, and your closing date holds — you're not paid on the homeowners policy, and that's on purpose. Your client stays free to shop.
Three steps, and the back-end is ours
Drop the file
Send a borrower's homeowners file to the AI Magic intake box — name, contact, and the basics.
We quote it with AI
We do the licensed back-end work and quote it fast, so it comes back in time for closing.
Your closing stays clean
You're not paid on the homeowners policy — it's a settlement service, so it stays out of your income. Your win is the clean closing.
What one referred household is worth
Here's the arithmetic on a typical New Jersey young-driver family, using our current commission schedule and a 40% share to you.
Homeowners is the clean handoff that helps your loan close. The bigger, cleaner wins sit outside the closing entirely — auto, life, umbrella referrals, Parents Fight Back, and the software JV. Don't chase the nickels; the dollars are easier and cleaner.
Based on representative New Jersey premiums and CRA's current commission schedule. Actual amounts vary by carrier, state filing, household, and policy retention; recurring income depends on renewal. Illustrative figures, not a guarantee of income.
It's never a deal breaker. Your client is always free to shop and place coverage with any provider they choose. And you can join our recurring offerings whether or not you ever send a single file — the two are completely independent. We're not chasing your files; we're showing you a warm, natural first step.
Have a file you could send this week?
Drop it into the AI Magic intake box and we'll quote it for closing.